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Why Sellers Choose The Samoura Team - Why home sellers in Raeford, Fayetteville, Hope Mills and Fort Bragg choose The Samoura Team. Free Presentation - Free in-home listings presentation on marketing your Raeford, Fayetteville, Hope Mills and Fort Bragg, in Cumberland County North Carolina property. Property Valuation - How much is your Raeford, Fayetteville, Hope Mills and Fort Bragg home worth? What Did That Home Sell For? - What did that Raeford, Fayetteville, Hope Mills and Fort Bragg, North Carolina property or other real estate sell for? FSBO - Selling your Raeford, Fayetteville, Hope Mills and Fort Bragg real estate on your own? Go to Main Sitemap - Main sitemap sections include Find Raeford, Fayetteville, Hope Mills and Fort Bragg Homes, For Home Buyers, For Home Sellers, Raeford, Fayetteville, Hope Mills and Fort Bragg Information, Real Estate Resources, and About The Samoura Team.
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Financing Your Home >Mortgage Fears
It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!
Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.
Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.
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The Samoura Team
RE/MAX Allstars West
7760 Good Middling Drive Ste 101-103
Fayetteville, NC 28304
910-977-1887
Fax: 910- 486-6571
e-Fax: 206-600-5145
oumousamoura@NUMBER1EXPERT.com
Buying or selling a home can be exciting, rewarding and overwhelming, all at once. As real estate investor, I have been through these same feelings even before becoming a Realtor. I understand the strong need for having a serious professional agent on your side during this crucial process.
I am a longtime resident of the Fayetteville/ Ft Bragg market area, a CRS, e-pro candidate, a member of several professional Associations including Fayetteville Home Builders’ Association, the Cumberland County Business Bureau and a Star Power member. I am the Broker/ Co-owner of Re/Max Allstars West.
A great deal of my business comes from repeat referrals from past clients. What I would like to share with you is: Caring, Professional, Unparalleled Service. Always!    
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